7 Essential Home Buying Tips for First-Time Buyers in Davao

BUYING a home isn’t just about choosing a property—it’s a complex journey of paperwork, negotiations, and life-changing decisions. For many first-timers, excitement can quickly turn into unexpected regrets and missed opportunities.

To help cut through the confusion, we spoke with two Davao-based property professionals: Zak Christopher Manuel M. Abrina, 26, a seasoned agent guiding young professionals since 2023; and Bjorn Casipong, 25, a rising property consultant who recently landed the Top 2 spot in his company for May.

Here are seven essential tips every homebuyer, especially those in their 20s and 30s, should know before getting started:

1. Buy early—don’t wait for prices to rise

Zak’s go-to line: “Buy real estate and wait—don’t wait to buy real estate.”

The earlier you buy, the more time your investment has to grow. Early buyers often enjoy better deals, more choices, and bigger gains in value over time.

2.  Know the difference between RFO vs. pre-selling

Ready-for-Occupancy (RFO) units may seem convenient, but they can come with sticker shock.

“When we inquire, it’s like a reality punch—‘Total price is ₱7 million’ or ‘monthly is ₱45k, ₱60k, ₱80k.’ Suddenly, it feels impossible,” Zak shared.

His tip? Consider pre-selling. Payments are lower, and the property has more time to appreciate before it’s even completed.

“In Davao, pre-selling units can start at just ₱6k a month. It’s a smarter, more manageable way to own property,” he said.

3. Know what you want—but be ready to compromise

Bjorn advises buyers to list down non-negotiables and nice-to-haves.

“The perfect house might not exist, but the right one for you does. Be clear about your priorities, but keep an open mind,” he said.

4. Get pre-approved before you start looking. Don’t shop blind.

“Get pre-approved so you know your exact budget,” Bjorn advised. “It saves time, avoids heartbreak, and makes you a more credible buyer when it’s time to reserve.”

5. Save for more than just the down payment

Many buyers are caught off guard by hidden costs.

“It’s not just the down payment,” said Bjorn. “There are taxes, inspection fees, moving costs, and more. Plan for everything so you don’t get stuck later on.”

6. Think long-term, your home is an asset

Both Zak and Bjorn agree: a good agent doesn’t just close deals—they empower buyers.

“I know what it’s like to be unsure,” said Zak. “That’s why I break everything down clearly, so clients feel confident in every decision.”

Bjorn added: “Our job is to guide, not push. You’re not just buying a home—you’re investing in your future.”

7. Find an agent who educates, not just sells

Both Zak and Bjorn agree: a good agent doesn’t just close deals—they empower buyers.

“I know what it’s like to be unsure,” said Zak. “That’s why I break everything down clearly, so clients feel confident in every decision.”

Bjorn added: “Our job is to guide, not push. You’re not just buying a home—you’re investing in your future.”

Buying your first home is a huge milestone—but it doesn’t have to be overwhelming. With smart planning, honest guidance, and a clear understanding of the process, you can turn confusion into confidence.

Whether it’s a starter condo or your forever home, these tips stay true: Start early. Stay informed. Be realistic. And always buy with a purpose. KBP